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Car Insurance

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For car and auto insurance there are 3 basic types of provider.

1 Direct writers, such as Direct Line ( click here ). They are insurance companies, and deal directly with the customer.

2 Independent intermediaries. They have agencies with lots of insurance companies, and so can give you the best deal from a choice of many.

3 Tied intermediaries. They have only one or two agencies and only work for those insurance companies.


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You want a quote that is affordable whether third party fire and theft or third party or comprehensive. To prove you have cover you will be given a certificate of insurance or a cover note covernote cover-note. Many people have their spouse on the policy. You must have a driving license lisence lisense licence, if only a provisional driving license but a full driving license will cost less money. Being married helps to bring down the cost of the policy. The right occupation occupation, such as teacher or civil servant can get a discount discount, social domestic and pleasure no claims bonus full no cliams bonus no cliam bonus no cliams discount no cliam discount renewal experience of driving other cars named driver experience company car comapany car driver discount experienced driver excess passenger

A conviction or convictions on your licence can be costly. Some are very bad, such as drunk driving DR10 DR20 DR30 DD40 DD50 for speeding speed ticket SP30 penalise uninsured recovery

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